With the complexity of managing a farm today, owners need to be confident their agent has farm experience that will help guide their decisions. As an independent agent, you can respond with the right policies to protect farm owner’s needs with Total Agribiz’s support. Whether it is an individual or a large commercial farming operation, Total Agribiz has the products to make sure you have your customer properly prepared to address their risk factors. We can customize coverages including deductible and peril choices so that you can capture the business you need.
Below is a partial list of some of the coverages you can offer to your clients through Total Agribiz’s carriers.
Dwellings — Primary dwellings and farm tenant dwellings.
Farm Structures — Including farm storage buildings, equipment shops, grain bins, and farm equipment shelters.
Stored Farm Products — Including grain, sweet potatoes, tobacco, and other farm products.
Personal & Commercial Farm Liability
Farm Employers Liability — Including farm employees medical payments endorsement.
Employment Practices Liability Insurance Coverage
Equipment Breakdown Coverage
Disruption of Farming Endorsement — Covers business loss of income when stored farm products are destroyed by a covered peril.
Spoilage Endorsement — Insures against direct physical loss of or damage to perishable farm products.